Northampton, which seems to be a bastion of culture and alternate views, thanks in part to the abundance of colleges nearby.

I'm a bit worried, in that there's no 3 bedroom housing under 200K for sale in Northampton at the moment. Okay, I lied, there's one place that's 191K, but it's not really where I'd want to live.

So, we're trying to figure out if we can afford larger mortgage payments to buy a place in Northampton proper, or large (But not as large) payments in one of the surrounding areas.